Lock In the Lowest Life Insurance Rate — From $6/Month
Apply Online in Minutes.
Search 40+ top carriers, compare term life insurance quotes instantly, and apply 100% online. No sales calls. No pressure. No waiting.
Affordable Term Life Insurance — Simplified
Every day, nearly 4,000 Americans die without adequate life insurance, leaving families behind with debt and uncertainty. Term life insurance is the fastest, most affordable way to protect the people who depend on you — and with Covyrd, finding the right policy takes minutes, not weeks.
We search over 40 of the nation’s top insurance carriers simultaneously, surface the lowest available rates, and let you apply entirely online — no agents, no phone calls, no hassle.
Get Covered in 3 Simple Steps
Step 1: Search
Enter a few basic details and instantly compare quotes from more than 40 leading carriers — side by side, in real time.
Step 2: Sign
Choose your policy and complete your application 100% online. Many policies require no medical exam. Most approvals take just minutes.
Step 3: Save
Lock in your rate and get covered. Term life insurance rates are lowest when you’re young and healthy — the sooner you lock in, the more you save over the life of your policy.
“It was much easier than I thought it was going to be. We got a policy we can afford in a few minutes from home. A great service! 5 stars.” -Sherry L. in Florida
Why Smart Shoppers Choose Covyrd
- Fast Payouts when you need it most!
- Our service is FREE. You deal directly with the carrier.
- Have a free look at the policy. It’s guaranteed.
- Pay annually to save even more!
40+ Top Carriers in One Place
Instead of visiting multiple websites or talking to a dozen agents, Covyrd aggregates quotes from over 40 of America’s top life insurance carriers. More options mean more chances to find the lowest rate for your unique situation.
Term Life — Pure, Transparent Coverage
We specialize exclusively in term life insurance — the most straightforward, cost-effective protection available. No confusing riders, no hidden fees, no pressure to upsell. Just honest coverage at the best available price.
No Agents. No Pressure. No Calls.
Shop entirely at your own pace. Covyrd gives you the information and tools to make a confident decision without a salesperson pushing you toward the wrong product.
Many Policies Require No Medical Exam
Qualify for coverage quickly. A significant number of the carriers on our platform offer no-exam policies for healthy applicants, meaning you could be covered today.
Switch and Save Anytime
Already have life insurance? Switching is easier than you think. Many of our customers reduce their monthly premium significantly by comparing their existing rate against current market offerings.