@font-face{font-family:'Fraunces';font-style:normal;font-weight:400 700;font-display:swap;src:url(/wp-content/themes/covyrd-theme/assets/fonts/fraunces-latin-600-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:400 500;font-display:swap;src:url(/wp-content/themes/covyrd-theme/assets/fonts/inter-latin-400-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(/wp-content/themes/covyrd-theme/assets/fonts/inter-latin-600-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(/wp-content/themes/covyrd-theme/assets/fonts/inter-latin-700-normal.woff2) format('woff2')}:root{--navy-0:#050d18;--navy-1:#0a1929;--navy-2:#132a42;--navy-3:#1d3a56;--ink:#eef2f6;--ink-dim:#9fb0c2;--brass:#8fb2d9;--brass-dim:#4f6c8f;--line:rgba(238,242,246,0.1)}*{margin:0;padding:0;box-sizing:border-box}body{background:var(--navy-0);color:var(--ink);font-family:'Inter',sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:'Fraunces',serif;font-weight:500;line-height:1.15;letter-spacing:-.01em}a{color:inherit;text-decoration:none}.wrap{max-width:1120px;margin:0 auto;padding:0 32px}header{display:flex;align-items:center;justify-content:space-between;padding:14px 32px;max-width:1120px;margin:0 auto;position:relative}.nav-toggle{display:none;background:none;border:none;flex-direction:column;cursor:pointer;padding:8px;z-index:20}.nav-toggle span{width:22px;height:2px;background:var(--ink);display:block;border-radius:1px;margin:3px 0}.logo{display:flex;flex-direction:row;align-items:center;gap:3px;font-family:'Fraunces',serif;font-size:20px;font-weight:600;letter-spacing:.02em}.logo-tagline{font-family:'Inter',sans-serif;font-size:7px;font-weight:500;color:var(--brass);letter-spacing:.04em;line-height:1.1;text-align:left}.logo svg{width:30px;height:22px}nav{display:flex;gap:36px;font-size:14px;color:var(--ink-dim)}nav a:hover{color:var(--ink)}.phone{font-size:14px;color:var(--brass);font-weight:500;white-space:nowrap}.hero{display:flex;align-items:center;justify-content:center;gap:64px;padding:48px 32px 56px;max-width:none;margin:0 auto;padding-left:max(32px,calc((100% - 1120px)/2 + 32px));padding-right:max(32px,calc((100% - 1120px)/2 + 32px));position:relative;overflow-x:clip;overflow-y:visible}.hero-visual{flex:0 0 auto}.hero-text{flex:0 1 620px;text-align:left}.dome{width:250px;height:auto;max-width:100%;display:block}.hero .eyebrow{white-space:nowrap;font-size:clamp(10px,3.5vw,13px)}.eyebrow{font-size:13px;color:var(--brass);margin-bottom:10px}.hero-text h1{font-size:clamp(30px,4.7vw,62px);font-weight:700;letter-spacing:-.02em;line-height:1.05;text-shadow:0 2px 28px rgb(143 178 217 / .28);margin:0 0 16px}.coverage-note{font-size:14px;font-weight:600;color:var(--ink-dim);margin:0 0 10px;text-wrap:balance}.coverage-upto{font-size:13px;font-weight:600;color:var(--ink-dim)}.coverage-amount{font-family:'Fraunces',serif;font-size:26px;font-weight:700;color:var(--brass)}.hero-text p.sub{font-size:16px;color:var(--ink-dim);max-width:480px;margin:0 0 22px;text-wrap:balance}.cta-row{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.btn-primary{background:var(--brass);color:var(--navy-0);font-weight:600;font-size:16px;padding:14px 32px;border-radius:999px;display:inline-block}.cta-note{font-size:clamp(10px,3.3vw,12px);color:var(--ink-dim);white-space:nowrap}.steps{background:var(--navy-1);padding:56px 32px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.steps h2{font-size:32px;text-align:center;margin-bottom:56px}.step-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:48px}.step{position:relative;padding-left:0}.step .num{font-family:'Fraunces',serif;font-size:44px;font-weight:600;line-height:1;color:var(--brass);display:block;margin-bottom:14px}.step h3{font-size:21px;margin-bottom:10px}.step p{font-size:15px;color:var(--ink-dim)}.trust{padding:88px 32px}.trust-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.trust h2{font-size:32px;margin-bottom:20px;max-width:420px}.trust-copy{font-size:16px;color:var(--ink-dim);max-width:420px}.point-list{display:flex;flex-direction:column;gap:0}.point{display:flex;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}.point:first-child{border-top:1px solid var(--line)}.point .mark{color:var(--brass);font-family:'Fraunces',serif;font-size:18px;flex-shrink:0}.point p{font-size:15px;color:var(--ink)}.point strong{color:var(--ink);font-weight:600}.stat-band{background:var(--navy-2);padding:80px 32px;text-align:center}.stat-band blockquote{font-family:'Fraunces',serif;font-style:italic;font-size:22px;max-width:640px;margin:0 auto 16px;line-height:1.5}.stat-band cite{font-size:14px;color:var(--ink-dim);font-style:normal;display:block;margin-bottom:56px}.stat-num{font-family:'Fraunces',serif;font-size:46px;color:var(--brass)}.stat-band p.stat-copy{max-width:560px;margin:12px auto 0;color:var(--ink-dim);font-size:15px}.articles{padding:88px 32px}.articles h2{font-size:32px;text-align:center;margin-bottom:12px}.articles p.lead{text-align:center;color:var(--ink-dim);margin-bottom:52px}.article-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.article{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:rgb(10 25 41 / .55)}.article .thumb{height:150px;background:linear-gradient(135deg,var(--navy-3),var(--navy-2));display:flex;align-items:center;justify-content:center;color:var(--ink-dim);font-size:12px;letter-spacing:.04em}.article .body{padding:22px}.article .tag{font-size:12px;color:var(--brass);margin-bottom:10px;display:block}.article h3{font-size:16px;font-weight:500;line-height:1.4}.view-all-articles{text-align:center;margin-top:40px}.view-all-articles a{color:var(--brass);font-weight:600;font-size:15px}.view-all-articles a:hover{text-decoration:underline}.pagination{display:flex;justify-content:center;gap:8px;margin-top:48px;flex-wrap:wrap}.pagination .page-numbers{display:inline-flex;align-items:center;justify-content:center;min-width:40px;height:40px;padding:0 14px;border:1px solid var(--line);border-radius:999px;color:var(--ink-dim);font-size:14px}.pagination .page-numbers.current{background:var(--brass);color:var(--navy-0);border-color:var(--brass);font-weight:600}.pagination .page-numbers.dots{border:none}footer{border-top:1px solid var(--line);padding:56px 32px 40px;font-size:13px;color:var(--ink-dim)}.footer-top{max-width:1120px;margin:0 auto 32px;display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:32px}.footer-cols{display:flex;gap:64px;flex-wrap:wrap}.footer-col a{display:block;margin-bottom:10px;color:var(--ink-dim)}.footer-col li{list-style:none;margin:0;padding:0}.footer-col a:hover{color:var(--ink)}.footer-col h4{font-size:12px;color:var(--ink);letter-spacing:.05em;margin-bottom:14px;font-weight:600}.legal{max-width:1120px;margin:0 auto;border-top:1px solid var(--line);padding-top:24px;line-height:1.7}.cv-legal{margin-left:-20px;margin-right:-20px}.social-row{display:flex;justify-content:center;gap:20px;max-width:1120px;margin:24px auto 0;padding-top:24px;border-top:1px solid var(--line)}.social-row a{color:var(--ink-dim);display:inline-flex;transition:color 0.15s}.social-row a:hover{color:var(--brass)}.social-row svg{width:20px;height:20px}@media (max-width:860px){.nav-toggle{display:flex}.logo-tagline{font-size:10px}nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy-1);flex-direction:column;padding:8px 32px 16px;border-bottom:1px solid var(--line);z-index:10}nav.open{display:flex}nav a{padding:14px 0;border-bottom:1px solid var(--line)}nav a:last-child{border-bottom:none}.step-grid{grid-template-columns:1fr;gap:36px}.trust-grid{grid-template-columns:1fr;gap:36px}.article-grid{grid-template-columns:1fr}.hero{flex-direction:column;padding:24px 20px 56px;gap:4px;text-align:center}.hero-text h1{font-size:min(calc((100vw - 40px)/10.2),62px)}.hero-text{flex:0 1 auto;text-align:center}.hero-text p.sub{margin:0 auto 22px}.coverage-note{font-size:13px}.coverage-amount{font-size:22px}.dome{width:158px;height:auto;margin:0 auto 4px}.cta-row{align-items:center}.hero .btn-primary{width:100%}.footer-top{justify-content:center}.footer-top .logo{margin:0 auto}}.page-hero{padding:40px 32px 28px;text-align:center;border-bottom:1px solid var(--line)}.page-hero .eyebrow{margin-bottom:14px}.page-hero h1{font-size:clamp(30px,4.2vw,44px)}.page-hero p.sub{color:var(--ink-dim);max-width:560px;margin:14px auto 0;font-size:16px}.page-content{padding:64px 32px;max-width:760px;margin:0 auto}.post-quote-cta{text-align:center;margin:0 0 32px}.page-content h2{font-size:26px;margin:36px 0 14px}.page-content h2:first-child{margin-top:0}.page-content p{margin-bottom:16px;color:var(--ink-dim);font-size:16px}.page-content ul,.page-content ol{margin:0 0 16px 22px;color:var(--ink-dim)}.page-content li{margin-bottom:8px}.page-content a{color:var(--brass);text-decoration:underline}.page-content a.btn-primary{color:var(--navy-0);text-decoration:none}.faq-list{max-width:760px;margin:0 auto;padding:56px 32px 88px}.faq-item{border-bottom:1px solid var(--line)}.faq-q{padding:22px 0;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;font-family:'Fraunces',serif;font-size:18px;background:none;border:none;color:var(--ink);width:100%;text-align:left}.faq-q .plus{color:var(--brass);font-size:22px;flex-shrink:0;transition:transform .25s ease;line-height:1}.faq-q[aria-expanded="true"] .plus{transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--ink-dim);font-size:15px}.faq-a-inner{padding-bottom:22px}.form-section{max-width:640px;margin:0 auto;padding:56px 32px 88px}.form-section.wide{max-width:1000px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-field{margin-bottom:20px}.form-field label{display:block;font-size:13px;color:var(--ink-dim);margin-bottom:8px}.form-field input,.form-field select,.form-field textarea{width:100%;padding:13px 14px;background:var(--navy-1);border:1px solid var(--navy-3);border-radius:4px;color:var(--ink);font-family:'Inter',sans-serif;font-size:15px}.form-field textarea{resize:vertical;min-height:120px}.form-note{font-size:13px;color:var(--ink-dim);margin-top:14px}.form-success{background:var(--navy-2);border:1px solid var(--navy-3);border-radius:6px;padding:20px;margin-bottom:24px;color:var(--ink)}.calc-result{margin-top:8px;padding:32px;background:var(--navy-2);border-radius:6px;text-align:center;display:none}.calc-result.visible{display:block}.calc-result .amount{font-family:'Fraunces',serif;font-size:44px;color:var(--brass);margin-bottom:6px}.calc-result p{color:var(--ink-dim);font-size:14px;margin:0}@media (max-width:700px){.form-grid{grid-template-columns:1fr}}.page-content-wide{padding:16px 8px 48px;max-width:99%;width:99%;margin:0 auto}.page-content-wide h2{font-size:26px;margin:32px 0 14px}.page-content-wide h2:first-child{margin-top:0}.page-content-wide p{margin-bottom:16px;color:var(--ink-dim);font-size:16px}.page-content-wide iframe{max-width:100%!important;width:100%!important}.h1-accent{color:var(--brass);background:linear-gradient(180deg,#d6e6f7 0%,#8fb2d9 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:#fff0;filter:drop-shadow(0 0 16px rgb(143 178 217 / .45))}.hero-visual{position:relative}.dome{position:relative;z-index:1;filter:drop-shadow(0 0 4px rgb(143 178 217 / .75)) drop-shadow(0 0 16px rgb(143 178 217 / .4));animation:shieldGlow 5s ease-in-out infinite}@keyframes shieldGlow{0%,100%{filter:drop-shadow(0 0 3px rgb(143 178 217 / .5)) drop-shadow(0 0 10px rgb(143 178 217 / .22))}50%{filter:drop-shadow(0 0 5px rgb(143 178 217 / .95)) drop-shadow(0 0 22px rgb(143 178 217 / .55))}}@media (prefers-reduced-motion:reduce){.dome{animation:none}}.rings-bg,.has-rings::before{content:'';position:absolute;left:50%;top:50%;width:1500px;height:1500px;transform:translate(-50%,-50%);pointer-events:none;z-index:-1;background:radial-gradient(circle,rgb(70 120 180 / .32) 0,transparent 46%),repeating-radial-gradient(circle,transparent 0 62px,rgb(143 178 217 / .31) 63px 64px);-webkit-mask-image:radial-gradient(circle,#000 0,rgb(0 0 0 / .95) 36%,transparent 68%);mask-image:radial-gradient(circle,#000 0,rgb(0 0 0 / .95) 36%,transparent 68%);animation:ringPulse 5s ease-in-out infinite}@keyframes ringPulse{0%,100%{opacity:.6;transform:translate(-50%,-50%) scale(.97)}50%{opacity:1;transform:translate(-50%,-50%) scale(1.04)}}@media (prefers-reduced-motion:reduce){.rings-bg,.has-rings::before{animation:none;opacity:.8}}.has-rings{position:relative;overflow:hidden}.has-rings::before{width:1400px;height:1400px;z-index:0}.has-rings>*{position:relative;z-index:1}.hero-trust{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;padding:0 32px 44px;margin-top:-28px;font-size:14px;color:var(--ink)}.hero-trust span{display:inline-flex;align-items:center;gap:8px}.hero-trust svg{color:var(--brass);flex-shrink:0}.options{padding:72px 32px}.options h2{font-size:32px;text-align:center;margin-bottom:40px}.option-grid{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:20px}.option-card{background:rgb(19 42 66 / .42);border:1px solid var(--line);border-radius:14px;padding:22px 24px}.option-card h3{font-size:17px;font-weight:600;margin-bottom:8px;font-family:'Inter',sans-serif;letter-spacing:0}.option-card p{font-size:15px;color:var(--ink-dim)}.home-faq{padding:72px 32px}.home-faq h2{font-size:32px;margin-bottom:28px}.home-faq .wrap{max-width:860px;padding:0}.home-faq .faq-item{border-bottom:1px solid var(--line)}.home-faq .faq-item:first-child{border-top:1px solid var(--line)}.home-faq .faq-q{font-family:'Inter',sans-serif;font-size:16px;font-weight:500;padding:20px 0}.home-faq .chev{width:9px;height:9px;flex-shrink:0;margin-right:4px;border-right:2px solid var(--brass);border-bottom:2px solid var(--brass);transform:rotate(45deg);transition:transform .25s ease}.home-faq .faq-q[aria-expanded="true"] .chev{transform:rotate(-135deg)}.closing-band{background:var(--navy-1);border-top:1px solid var(--line);padding:72px 32px;text-align:center}.closing-band h2{font-size:32px;margin-bottom:10px}.closing-band p{color:var(--ink-dim);margin-bottom:26px}@media (max-width:760px){.option-grid{grid-template-columns:1fr}.rings-bg{width:1000px;height:1000px}.has-rings::before{width:900px;height:900px}.hero-trust{gap:8px 18px;font-size:13px;padding-bottom:36px;margin-top:-30px}.step .num{font-size:38px}.options,.home-faq,.closing-band{padding-top:56px;padding-bottom:56px}}@media (max-width:360px){.hero .btn-primary{white-space:nowrap;font-size:15px;padding-left:14px;padding-right:14px}}.gap-stat{max-width:900px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:48px;text-align:left}.gap-chart{margin:0;flex:0 0 auto;width:230px}.gap-chart svg{width:100%;height:auto;display:block;filter:drop-shadow(0 0 14px rgb(143 178 217 / .22))}.gap-big{font-family:'Fraunces',serif;font-size:34px;font-weight:700;fill:#eef2f6}.gap-small{font-family:'Inter',sans-serif;font-size:10.5px;fill:#9fb0c2;letter-spacing:.02em}.gap-copy{flex:1 1 auto;max-width:520px}.gap-copy .stat-num{line-height:1.1}.gap-copy p.stat-copy{margin:10px 0 18px;max-width:none}.gap-legend{list-style:none;margin:0 0 16px;padding:0;font-size:14px;color:var(--ink-dim)}.gap-legend li{display:flex;align-items:center;gap:10px;padding:4px 0}.gap-legend b{color:var(--ink);font-weight:600;min-width:34px}.gap-legend .sw{width:12px;height:12px;border-radius:3px;flex-shrink:0;border:1px solid rgb(143 178 217 / .35)}.gap-source{font-size:11.5px;color:#7d8fa3;line-height:1.5;margin:0}@media (max-width:760px){.gap-stat{flex-direction:column;gap:26px;text-align:left}.gap-chart{width:210px}}